See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 10-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA2 years Filed as: NBT BANK NA Service code 21 · EIN 16-1268674 | Bank Trustee | $104,873 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $5,923 |
CHARLES SCHWAB & CO., INC.2 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,357 | $86,944+110.9% | $107,525+70.5% | $74,304+146.8% |
| Participation rate | 78.1% | 59.6%+18.6pp | 75.1%+3.1pp | 60.3%+17.8pp |
| Annual return | 15.45% | 23.52%-8.1pp | 181.32%-165.9pp | 29.43%-14.0pp |
| Employer contribution / active EE | $5,364 | $2,757+94.6% | $3,754+42.9% | $2,241+139.3% |
| Participant deferral / active EE | $4,823 | $3,554+35.7% | $5,116-5.7% | $3,767+28.0% |
| Admin fee / account holder | $543 | $3,727-85.4% | $8,919-93.9% | $2,969-81.7% |