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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,137 | $183,539-79.2% | $155,556-75.5% | $145,897-73.9% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 12.83% | 61.31%-48.5pp | 64.84%-52.0pp | 552.29%-539.5pp |
| Employer contribution / active EE | $5,814 | $5,315+9.4% | $4,675+24.4% | $4,663+24.7% |
| Participant deferral / active EE | $3,675 | $6,467-43.2% | $5,631-34.7% | $6,689-45.1% |
| Admin fee / account holder | $677 | $19,275-96.5% | $15,885-95.7% | $13,390-94.9% |