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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,760 | $172,111-72.3% | $150,298-68.2% | $137,256-65.2% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 18.16% | 69.37%-51.2pp | 62.79%-44.6pp | 220.34%-202.2pp |
| Employer contribution / active EE | $5,588 | $4,636+20.5% | $4,154+34.5% | $4,156+34.5% |
| Participant deferral / active EE | $4,214 | $6,166-31.7% | $5,453-22.7% | $6,407-34.2% |
| Admin fee / account holder | $714 | $16,471-95.7% | $14,116-94.9% | $12,270-94.2% |