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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,789 | $196,972+18.7% | $182,262+28.3% | $198,609+17.7% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 19.51% | 158.27%-138.8pp | 140.60%-121.1pp | 202.70%-183.2pp |
| Employer contribution / active EE | $15,715 | $5,364+193.0% | $5,046+211.4% | $5,055+210.8% |
| Participant deferral / active EE | $12,490 | $8,643+44.5% | $8,276+50.9% | $6,977+79.0% |
| Admin fee / account holder | $1,621 | $18,429-91.2% | $16,712-90.3% | $19,030-91.5% |