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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,789 | $154,228+51.6% | $145,433+60.8% | $137,256+70.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.51% | 74.59%-55.1pp | 66.58%-47.1pp | 220.34%-200.8pp |
| Employer contribution / active EE | $15,715 | $4,804+227.1% | $4,554+245.0% | $4,156+278.1% |
| Participant deferral / active EE | $12,490 | $8,216+52.0% | $7,897+58.2% | $6,407+95.0% |
| Admin fee / account holder | $1,621 | $14,344-88.7% | $13,129-87.7% | $12,270-86.8% |