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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,126 | $81,504-79.0% | $102,437-83.3% | $80,959-78.8% |
| Participation rate | 81.5% | 66.9%+14.6pp | 74.5%+7.0pp | 67.7%+13.8pp |
| Annual return | 13.07% | 25.60%-12.5pp | 24.95%-11.9pp | 35.67%-22.6pp |
| Employer contribution / active EE | $2,763 | $3,104-11.0% | $3,871-28.6% | $2,757+0.2% |
| Participant deferral / active EE | $5,382 | $3,871+39.1% | $5,060+6.4% | $4,300+25.2% |
| Admin fee / account holder | $985 | $6,719-85.3% | $8,388-88.3% | $6,925-85.8% |