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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,126 | $81,446-79.0% | $103,374-83.4% | $80,874-78.8% |
| Participation rate | 81.5% | 66.9%+14.6pp | 74.5%+7.0pp | 67.6%+13.8pp |
| Annual return | 13.07% | 25.57%-12.5pp | 24.89%-11.8pp | 35.62%-22.6pp |
| Employer contribution / active EE | $2,763 | $3,107-11.1% | $3,869-28.6% | $2,756+0.3% |
| Participant deferral / active EE | $5,382 | $3,870+39.1% | $5,058+6.4% | $4,297+25.3% |
| Admin fee / account holder | $985 | $6,715-85.3% | $8,394-88.3% | $6,935-85.8% |