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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,178 | $181,062+13.3% | $158,223+29.7% | $155,188+32.2% |
| Participation rate | 75.0% | 82.7%-7.7pp | 79.2%-4.2pp | 80.8%-5.8pp |
| Annual return | 19.60% | 57.39%-37.8pp | 52.09%-32.5pp | 148.84%-129.2pp |
| Employer contribution / active EE | $12,885 | $4,565+182.3% | $4,109+213.6% | $4,248+203.3% |
| Participant deferral / active EE | $5,971 | $6,134-2.7% | $5,467+9.2% | $6,531-8.6% |
| Admin fee / account holder | $2,796 | $18,825-85.1% | $16,047-82.6% | $14,480-80.7% |