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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,559 | $77,814-95.4% | $158,223-97.8% | $86,983-95.9% |
| Participation rate | 82.9% | 68.4%+14.4pp | 79.2%+3.7pp | 69.5%+13.3pp |
| Annual return | 26.50% | 30.54%-4.0pp | 52.09%-25.6pp | 25.83%+0.7pp |
| Employer contribution / active EE | $1,459 | $2,592-43.7% | $4,109-64.5% | $2,584-43.6% |
| Participant deferral / active EE | $1,635 | $3,270-50.0% | $5,467-70.1% | $4,194-61.0% |
| Admin fee / account holder | $1,287 | $5,879-78.1% | $16,047-92.0% | $7,856-83.6% |