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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,591 | $181,062-75.9% | $158,223-72.4% | $155,188-71.9% |
| Participation rate | 80.0% | 82.7%-2.7pp | 79.2%+0.8pp | 80.8%-0.8pp |
| Annual return | 17.00% | 57.39%-40.4pp | 52.09%-35.1pp | 148.84%-131.8pp |
| Employer contribution / active EE | $3,055 | $4,565-33.1% | $4,109-25.6% | $4,248-28.1% |
| Participant deferral / active EE | $5,978 | $6,134-2.6% | $5,467+9.3% | $6,531-8.5% |
| Admin fee / account holder | $360 | $18,825-98.1% | $16,047-97.8% | $14,480-97.5% |