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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,591 | $174,379-75.0% | $152,093-71.3% | $138,895-68.6% |
| Participation rate | 80.0% | 81.6%-1.6pp | 77.8%+2.2pp | 79.9%+0.1pp |
| Annual return | 17.00% | 74.86%-57.9pp | 66.36%-49.4pp | 145.39%-128.4pp |
| Employer contribution / active EE | $3,055 | $4,652-34.3% | $4,175-26.8% | $4,194-27.2% |
| Participant deferral / active EE | $5,978 | $6,159-2.9% | $5,451+9.7% | $6,396-6.5% |
| Admin fee / account holder | $360 | $16,880-97.9% | $14,497-97.5% | $12,562-97.1% |