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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,307 | $173,397+29.9% | $135,987+65.7% | $145,978+54.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.4%+23.6pp | 80.3%+19.7pp |
| Annual return | 15.76% | 1165.22%-1149.5pp | 579.77%-564.0pp | 550.52%-534.8pp |
| Employer contribution / active EE | $7,355 | $5,281+39.3% | $4,214+74.5% | $4,662+57.8% |
| Participant deferral / active EE | $15,150 | $8,710+73.9% | $7,027+115.6% | $6,690+126.5% |
| Admin fee / account holder | $30,191 | $9,663+212.4% | $6,716+349.6% | $13,400+125.3% |