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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,493 | $106,524-11.3% | $152,301-38.0% | $87,485+8.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 5.73% | 26.89%-21.2pp | 80.50%-74.8pp | 26.06%-20.3pp |
| Employer contribution / active EE | $5,000 | $3,371+48.3% | $4,624+8.1% | $2,596+92.6% |
| Participant deferral / active EE | $10,558 | $6,525+61.8% | $8,004+31.9% | $4,274+147.1% |
| Admin fee / account holder | $543 | $8,287-93.4% | $14,398-96.2% | $7,775-93.0% |