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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,493 | $99,875-5.4% | $146,866-35.7% | $86,983+8.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 5.73% | 28.10%-22.4pp | 102.85%-97.1pp | 25.83%-20.1pp |
| Employer contribution / active EE | $5,000 | $3,224+55.1% | $4,425+13.0% | $2,584+93.5% |
| Participant deferral / active EE | $10,558 | $6,322+67.0% | $7,759+36.1% | $4,194+151.8% |
| Admin fee / account holder | $543 | $7,838-93.1% | $13,620-96.0% | $7,856-93.1% |