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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,659 | $174,379-72.7% | $152,093-68.7% | $138,895-65.7% |
| Participation rate | 50.0% | 81.6%-31.6pp | 77.8%-27.8pp | 79.9%-29.9pp |
| Annual return | 15.25% | 74.86%-59.6pp | 66.36%-51.1pp | 145.39%-130.1pp |
| Employer contribution / active EE | $962 | $4,652-79.3% | $4,175-77.0% | $4,194-77.1% |
| Participant deferral / active EE | $4,373 | $6,159-29.0% | $5,451-19.8% | $6,396-31.6% |
| Admin fee / account holder | $3,539 | $16,880-79.0% | $14,497-75.6% | $12,562-71.8% |