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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,153 | $99,053+12.2% | $88,179+26.1% | $138,895-20.0% |
| Participation rate | 71.4% | 74.2%-2.8pp | 69.1%+2.3pp | 79.9%-8.5pp |
| Annual return | 17.61% | 78.17%-60.6pp | 64.97%-47.4pp | 145.39%-127.8pp |
| Employer contribution / active EE | $3,963 | $2,882+37.5% | $2,549+55.5% | $4,194-5.5% |
| Participant deferral / active EE | $6,799 | $5,225+30.1% | $4,614+47.4% | $6,396+6.3% |
| Admin fee / account holder | $457 | $8,748-94.8% | $7,673-94.1% | $12,562-96.4% |