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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,514 | $48,327+41.8% | $67,575+1.4% | $80,935-15.3% |
| Participation rate | 76.0% | 66.4%+9.6pp | 72.9%+3.1pp | 67.7%+8.3pp |
| Annual return | 14.17% | 18.31%-4.1pp | 3528.98%-3514.8pp | 35.66%-21.5pp |
| Employer contribution / active EE | $4,025 | $2,022+99.1% | $2,736+47.2% | $2,757+46.0% |
| Participant deferral / active EE | $6,305 | $2,927+115.4% | $4,003+57.5% | $4,299+46.7% |
| Admin fee / account holder | $33,935 | $3,692+819.1% | $3,993+749.9% | $6,924+390.1% |