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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,811 | $156,398-34.3% | $147,318-30.2% | $138,895-26.0% |
| Participation rate | 70.0% | 83.8%-13.8pp | 82.1%-12.1pp | 79.9%-9.9pp |
| Annual return | 12.66% | 78.75%-66.1pp | 70.43%-57.8pp | 145.39%-132.7pp |
| Employer contribution / active EE | $1,328 | $4,853-72.6% | $4,593-71.1% | $4,194-68.3% |
| Participant deferral / active EE | $3,566 | $8,237-56.7% | $7,906-54.9% | $6,396-44.2% |
| Admin fee / account holder | $616 | $14,976-95.9% | $13,708-95.5% | $12,562-95.1% |