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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,811 | $155,555-33.9% | $146,866-30.0% | $155,188-33.8% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.5%-12.5pp | 80.8%-10.8pp |
| Annual return | 12.66% | 115.41%-102.7pp | 102.85%-90.2pp | 148.84%-136.2pp |
| Employer contribution / active EE | $1,328 | $4,647-71.4% | $4,425-70.0% | $4,248-68.7% |
| Participant deferral / active EE | $3,566 | $8,044-55.7% | $7,759-54.0% | $6,531-45.4% |
| Admin fee / account holder | $616 | $14,755-95.8% | $13,620-95.5% | $14,480-95.7% |