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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,156 | $55,446-42.0% | $155,574-79.3% | $74,429-56.8% |
| Participation rate | 71.2% | 61.9%+9.2pp | 78.2%-7.1pp | 67.2%+3.9pp |
| Annual return | 10.18% | 269.20%-259.0pp | 64.87%-54.7pp | 1368.38%-1358.2pp |
| Employer contribution / active EE | $2,010 | $2,266-11.3% | $4,676-57.0% | $2,625-23.4% |
| Participant deferral / active EE | $3,639 | $2,836+28.3% | $5,629-35.3% | $4,348-16.3% |
| Admin fee / account holder | $2,012 | $1,743+15.4% | $15,914-87.4% | $1,944+3.5% |