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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,156 | $55,472-42.0% | $155,567-79.3% | $74,546-56.9% |
| Participation rate | 71.2% | 61.9%+9.2pp | 78.2%-7.0pp | 67.2%+3.9pp |
| Annual return | 10.18% | 268.72%-258.5pp | 64.74%-54.6pp | 1366.03%-1355.9pp |
| Employer contribution / active EE | $2,010 | $2,269-11.4% | $4,674-57.0% | $2,624-23.4% |
| Participant deferral / active EE | $3,639 | $2,838+28.2% | $5,628-35.3% | $4,347-16.3% |
| Admin fee / account holder | $2,012 | $1,743+15.4% | $15,916-87.4% | $1,944+3.5% |