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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,407 | $114,119-53.2% | $107,187-50.2% | $138,895-61.5% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 79.9%-4.9pp |
| Annual return | 17.28% | 273.21%-255.9pp | 204.55%-187.3pp | 145.39%-128.1pp |
| Employer contribution / active EE | $3,167 | $4,059-22.0% | $3,782-16.3% | $4,194-24.5% |
| Participant deferral / active EE | $7,665 | $5,538+38.4% | $5,096+50.4% | $6,396+19.8% |
| Admin fee / account holder | $5,954 | $10,024-40.6% | $9,162-35.0% | $12,562-52.6% |