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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,915 | $110,379-69.3% | $102,412-66.9% | $145,884-76.8% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 11.24% | 24.84%-13.6pp | 24.94%-13.7pp | 551.85%-540.6pp |
| Employer contribution / active EE | $2,246 | $4,216-46.7% | $3,870-42.0% | $4,662-51.8% |
| Participant deferral / active EE | $5,309 | $5,622-5.6% | $5,060+4.9% | $6,690-20.6% |
| Admin fee / account holder | $1,828 | $9,745-81.2% | $8,388-78.2% | $13,392-86.3% |