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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,278 | $106,749-80.1% | $145,433-85.4% | $82,448-74.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 17.49% | 27.59%-10.1pp | 66.58%-49.1pp | 41.64%-24.2pp |
| Employer contribution / active EE | $2,474 | $3,444-28.2% | $4,554-45.7% | $2,551-3.0% |
| Participant deferral / active EE | $5,879 | $6,519-9.8% | $7,897-25.6% | $4,139+42.0% |
| Admin fee / account holder | $3,919 | $8,390-53.3% | $13,129-70.2% | $7,234-45.8% |