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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,278 | $106,524-80.0% | $152,301-86.0% | $87,485-75.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 17.49% | 26.89%-9.4pp | 80.50%-63.0pp | 26.06%-8.6pp |
| Employer contribution / active EE | $2,474 | $3,371-26.6% | $4,624-46.5% | $2,596-4.7% |
| Participant deferral / active EE | $5,879 | $6,525-9.9% | $8,004-26.5% | $4,274+37.6% |
| Admin fee / account holder | $3,919 | $8,287-52.7% | $14,398-72.8% | $7,775-49.6% |