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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,406 | $51,638-85.7% | $68,368-89.2% | $82,448-91.0% |
| Participation rate | 33.3% | 63.6%-30.3pp | 73.8%-40.4pp | 68.1%-34.7pp |
| Annual return | 29.22% | 37.53%-8.3pp | 292.57%-263.4pp | 41.64%-12.4pp |
| Employer contribution / active EE | $298 | $2,047-85.4% | $2,649-88.7% | $2,551-88.3% |
| Participant deferral / active EE | $904 | $2,914-69.0% | $4,123-78.1% | $4,139-78.2% |
| Admin fee / account holder | $10 | $4,643-99.8% | $5,150-99.8% | $7,234-99.9% |