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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,924 | $55,889-25.0% | $76,119-44.9% | $80,935-48.2% |
| Participation rate | 56.4% | 62.1%-5.7pp | 69.1%-12.7pp | 67.7%-11.3pp |
| Annual return | 11.61% | 20.58%-9.0pp | 361.25%-349.6pp | 35.66%-24.1pp |
| Employer contribution / active EE | $2,687 | $1,866+44.0% | $2,693-0.2% | $2,757-2.5% |
| Participant deferral / active EE | $4,939 | $3,051+61.9% | $4,259+16.0% | $4,299+14.9% |
| Admin fee / account holder | $17,382 | $5,241+231.6% | $6,421+170.7% | $6,924+151.0% |