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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,726 | $106,524+153.2% | $152,301+77.1% | $87,485+208.3% |
| Participation rate | 86.2% | 75.8%+10.5pp | 82.4%+3.8pp | 68.9%+17.3pp |
| Annual return | 16.77% | 26.89%-10.1pp | 80.50%-63.7pp | 26.06%-9.3pp |
| Employer contribution / active EE | $8,672 | $3,371+157.2% | $4,624+87.5% | $2,596+234.0% |
| Participant deferral / active EE | $11,940 | $6,525+83.0% | $8,004+49.2% | $4,274+179.4% |
| Admin fee / account holder | $5,669 | $8,287-31.6% | $14,398-60.6% | $7,775-27.1% |