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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,726 | $106,749+152.7% | $145,433+85.5% | $82,448+227.1% |
| Participation rate | 86.2% | 75.6%+10.6pp | 82.1%+4.1pp | 68.1%+18.1pp |
| Annual return | 16.77% | 27.59%-10.8pp | 66.58%-49.8pp | 41.64%-24.9pp |
| Employer contribution / active EE | $8,672 | $3,444+151.8% | $4,554+90.4% | $2,551+240.0% |
| Participant deferral / active EE | $11,940 | $6,519+83.2% | $7,897+51.2% | $4,139+188.5% |
| Admin fee / account holder | $5,669 | $8,390-32.4% | $13,129-56.8% | $7,234-21.6% |