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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,991 | $51,638+130.4% | $129,406-8.0% | $80,959+47.0% |
| Participation rate | 77.8% | 56.9%+20.8pp | 69.6%+8.1pp | 67.7%+10.1pp |
| Annual return | 12.17% | 20.78%-8.6pp | 9468.18%-9456.0pp | 35.67%-23.5pp |
| Employer contribution / active EE | $11,024 | $1,584+596.1% | $4,155+165.3% | $2,757+299.8% |
| Participant deferral / active EE | $7,716 | $2,670+189.0% | $4,167+85.2% | $4,300+79.4% |
| Admin fee / account holder | $3,341 | $4,313-22.5% | $7,689-56.5% | $6,925-51.8% |