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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,991 | $51,631+130.5% | $129,397-8.0% | $80,925+47.0% |
| Participation rate | 77.8% | 56.9%+20.8pp | 69.6%+8.2pp | 67.7%+10.1pp |
| Annual return | 12.17% | 20.77%-8.6pp | 9453.98%-9441.8pp | 35.65%-23.5pp |
| Employer contribution / active EE | $11,024 | $1,583+596.4% | $4,154+165.4% | $2,756+299.9% |
| Participant deferral / active EE | $7,716 | $2,670+189.0% | $4,167+85.2% | $4,299+79.5% |
| Admin fee / account holder | $3,341 | $4,309-22.5% | $7,679-56.5% | $6,940-51.9% |