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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,575 | $124,213+14.0% | $118,106+19.9% | $154,746-8.5% |
| Participation rate | 91.3% | 83.6%+7.7pp | 81.9%+9.4pp | 80.7%+10.6pp |
| Annual return | 17.33% | 18.29%-1.0pp | 19.44%-2.1pp | 172.34%-155.0pp |
| Employer contribution / active EE | $8,656 | $4,905+76.5% | $4,698+84.2% | $4,379+97.7% |
| Participant deferral / active EE | $12,051 | $6,859+75.7% | $6,619+82.1% | $6,730+79.1% |
| Admin fee / account holder | $3,071 | $9,627-68.1% | $8,973-65.8% | $14,365-78.6% |