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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,575 | $92,798+52.6% | $96,707+46.4% | $137,256+3.1% |
| Participation rate | 91.3% | 81.6%+9.7pp | 80.4%+10.9pp | 80.0%+11.3pp |
| Annual return | 17.33% | 31.24%-13.9pp | 34.78%-17.5pp | 220.34%-203.0pp |
| Employer contribution / active EE | $8,656 | $4,147+108.7% | $4,191+106.5% | $4,156+108.3% |
| Participant deferral / active EE | $12,051 | $5,877+105.1% | $5,997+101.0% | $6,407+88.1% |
| Admin fee / account holder | $3,071 | $7,946-61.4% | $7,503-59.1% | $12,270-75.0% |