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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,408 | $97,078+13.7% | $103,065+7.1% | $145,897-24.3% |
| Participation rate | 95.2% | 81.1%+14.1pp | 80.6%+14.7pp | 80.3%+14.9pp |
| Annual return | 13.92% | 25.49%-11.6pp | 23.95%-10.0pp | 552.29%-538.4pp |
| Employer contribution / active EE | $8,834 | $4,680+88.8% | $4,675+89.0% | $4,663+89.5% |
| Participant deferral / active EE | $10,673 | $6,601+61.7% | $6,625+61.1% | $6,689+59.6% |
| Admin fee / account holder | $6,077 | $12,505-51.4% | $9,349-35.0% | $13,390-54.6% |