Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,639 | $51,096-69.4% | $100,712-84.5% | $71,012-78.0% |
| Participation rate | 18.4% | 47.0%-28.6pp | 69.3%-50.9pp | 58.6%-40.2pp |
| Annual return | 11.85% | 16.42%-4.6pp | 33.27%-21.4pp | 37.67%-25.8pp |
| Employer contribution / active EE | $573 | $1,127-49.2% | $2,313-75.2% | $2,348-75.6% |
| Participant deferral / active EE | $835 | $1,937-56.9% | $4,085-79.6% | $3,246-74.3% |
| Admin fee / account holder | $1,442 | $2,179-33.8% | $9,256-84.4% | $1,167+23.6% |