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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,578 | $111,814-63.7% | $103,378-60.7% | $145,978-72.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.93% | 24.80%-11.9pp | 24.91%-12.0pp | 550.52%-537.6pp |
| Employer contribution / active EE | $2,051 | $4,215-51.4% | $3,870-47.0% | $4,662-56.0% |
| Participant deferral / active EE | $3,125 | $5,618-44.4% | $5,058-38.2% | $6,690-53.3% |
| Admin fee / account holder | $981 | $9,764-90.0% | $8,401-88.3% | $13,400-92.7% |