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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,718 | $227,291-89.1% | $214,702-88.5% | $155,188-84.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 20.04% | 60.08%-40.0pp | 54.55%-34.5pp | 148.84%-128.8pp |
| Employer contribution / active EE | $1,788 | $6,772-73.6% | $6,461-72.3% | $4,248-57.9% |
| Participant deferral / active EE | $5,716 | $9,582-40.3% | $9,147-37.5% | $6,531-12.5% |
| Admin fee / account holder | $397 | $20,413-98.1% | $19,830-98.0% | $14,480-97.3% |