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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,654 | $75,923+126.1% | $102,460+67.5% | - |
| Participation rate | 79.8% | 71.4%+8.4pp | 76.5%+3.3pp | - |
| Annual return | 6.69% | 15.12%-8.4pp | 29.47%-22.8pp | - |
| Employer contribution / active EE | $2,730 | $2,206+23.7% | $3,025-9.8% | - |
| Participant deferral / active EE | $5,661 | $4,258+32.9% | $5,056+12.0% | - |
| Admin fee / account holder | $2,280 | $11,449-80.1% | $9,460-75.9% | - |