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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,303 | $114,119-75.2% | $107,187-73.6% | $138,895-79.6% |
| Participation rate | 95.5% | 78.1%+17.4pp | 75.0%+20.4pp | 79.9%+15.5pp |
| Annual return | 22.29% | 273.21%-250.9pp | 204.55%-182.3pp | 145.39%-123.1pp |
| Employer contribution / active EE | $3,271 | $4,059-19.4% | $3,782-13.5% | $4,194-22.0% |
| Participant deferral / active EE | $6,380 | $5,538+15.2% | $5,096+25.2% | $6,396-0.3% |
| Admin fee / account holder | $343 | $10,024-96.6% | $9,162-96.3% | $12,562-97.3% |