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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,938 | $212,386-55.8% | $199,883-53.0% | $138,895-32.4% |
| Participation rate | 88.9% | 87.4%+1.5pp | 86.8%+2.1pp | 79.9%+9.0pp |
| Annual return | 18.45% | 47.75%-29.3pp | 43.81%-25.4pp | 145.39%-126.9pp |
| Employer contribution / active EE | $1,213 | $6,625-81.7% | $6,261-80.6% | $4,194-71.1% |
| Participant deferral / active EE | $12,899 | $9,617+34.1% | $9,138+41.1% | $6,396+101.7% |
| Admin fee / account holder | $1,153 | $18,233-93.7% | $17,268-93.3% | $12,562-90.8% |