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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,246 | $201,372+19.8% | $184,260+30.9% | $145,884+65.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.52% | 29.04%-16.5pp | 28.84%-16.3pp | 551.85%-539.3pp |
| Employer contribution / active EE | $7,918 | $7,024+12.7% | $6,427+23.2% | $4,662+69.8% |
| Participant deferral / active EE | $19,950 | $9,808+103.4% | $9,133+118.4% | $6,690+198.2% |
| Admin fee / account holder | $1,960 | $16,362-88.0% | $13,898-85.9% | $13,392-85.4% |