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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,563 | $106,864-41.5% | $147,318-57.5% | $82,637-24.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 83.71% | 27.49%+56.2pp | 70.43%+13.3pp | 53.51%+30.2pp |
| Employer contribution / active EE | $4,580 | $3,417+34.0% | $4,593-0.3% | $2,552+79.4% |
| Participant deferral / active EE | $8,403 | $6,496+29.4% | $7,906+6.3% | $4,126+103.6% |
| Admin fee / account holder | $310 | $8,415-96.3% | $13,708-97.7% | $7,339-95.8% |