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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,184 | $174,379+24.0% | $152,093+42.1% | $138,895+55.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 9.75% | 74.86%-65.1pp | 66.36%-56.6pp | 145.39%-135.6pp |
| Employer contribution / active EE | $4,333 | $4,652-6.8% | $4,175+3.8% | $4,194+3.3% |
| Participant deferral / active EE | $11,033 | $6,159+79.1% | $5,451+102.4% | $6,396+72.5% |
| Admin fee / account holder | $1,610 | $16,880-90.5% | $14,497-88.9% | $12,562-87.2% |