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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $688,421 | $134,817+410.6% | $123,973+455.3% | $155,188+343.6% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.7%-26.7pp | 80.8%-30.8pp |
| Annual return | 6.88% | 515.49%-508.6pp | 388.13%-381.3pp | 148.84%-142.0pp |
| Employer contribution / active EE | $8,750 | $4,425+97.7% | $4,126+112.1% | $4,248+106.0% |
| Participant deferral / active EE | $8,750 | $5,706+53.3% | $5,247+66.8% | $6,531+34.0% |
| Admin fee / account holder | $0 | $13,245-100.0% | $11,799-100.0% | $14,480-100.0% |