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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,018 | $106,524+39.9% | $152,301-2.2% | $87,485+70.3% |
| Participation rate | 94.1% | 75.8%+18.4pp | 82.4%+11.7pp | 68.9%+25.2pp |
| Annual return | 12.89% | 26.89%-14.0pp | 80.50%-67.6pp | 26.06%-13.2pp |
| Employer contribution / active EE | $13,683 | $3,371+305.9% | $4,624+195.9% | $2,596+427.0% |
| Participant deferral / active EE | $8,730 | $6,525+33.8% | $8,004+9.1% | $4,274+104.3% |
| Admin fee / account holder | $27,129 | $8,287+227.4% | $14,398+88.4% | $7,775+248.9% |