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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,154 | $77,472-26.2% | $100,392-43.1% | $80,935-29.4% |
| Participation rate | 95.7% | 76.9%+18.8pp | 81.5%+14.2pp | 67.7%+28.1pp |
| Annual return | 12.25% | 37.26%-25.0pp | 49.45%-37.2pp | 35.66%-23.4pp |
| Employer contribution / active EE | $1,829 | $2,800-34.7% | $3,941-53.6% | $2,757-33.7% |
| Participant deferral / active EE | $5,575 | $6,818-18.2% | $8,090-31.1% | $4,299+29.7% |
| Admin fee / account holder | $7,525 | $5,885+27.9% | $7,904-4.8% | $6,924+8.7% |