Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,254 | $70,002-81.1% | $115,037-88.5% | $52,331-74.7% |
| Participation rate | 41.5% | 72.1%-30.6pp | 81.4%-39.9pp | 68.1%-26.6pp |
| Annual return | 51.06% | 4.04%+47.0pp | 26.14%+24.9pp | 4.54%+46.5pp |
| Employer contribution / active EE | $0 | $2,715-100.0% | $4,608-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $4,470 | $4,920-9.1% | $6,026-25.8% | $3,022+47.9% |
| Admin fee / account holder | $590 | $566+4.2% | $8,175-92.8% | $592-0.3% |