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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,349 | $156,616-50.6% | $133,346-42.0% | $198,609-61.1% |
| Participation rate | 66.7% | 77.7%-11.1pp | 72.8%-6.2pp | 82.4%-15.7pp |
| Annual return | 17.88% | 44.25%-26.4pp | 36.85%-19.0pp | 202.70%-184.8pp |
| Employer contribution / active EE | $984 | $3,368-70.8% | $2,853-65.5% | $5,055-80.5% |
| Participant deferral / active EE | $4,014 | $4,920-18.4% | $4,332-7.4% | $6,977-42.5% |
| Admin fee / account holder | $8,670 | $17,468-50.4% | $14,264-39.2% | $19,030-54.4% |