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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,349 | $112,729-31.4% | $98,716-21.6% | $137,256-43.6% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.3%-2.6pp | 80.0%-13.3pp |
| Annual return | 17.88% | 38.48%-20.6pp | 31.81%-13.9pp | 220.34%-202.5pp |
| Employer contribution / active EE | $984 | $2,725-63.9% | $2,279-56.8% | $4,156-76.3% |
| Participant deferral / active EE | $4,014 | $4,640-13.5% | $4,048-0.8% | $6,407-37.4% |
| Admin fee / account holder | $8,670 | $10,129-14.4% | $8,703-0.4% | $12,270-29.3% |