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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,647,454 | $155,555+959.1% | $146,866+1021.7% | $155,188+961.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 18.92% | 115.41%-96.5pp | 102.85%-83.9pp | 148.84%-129.9pp |
| Employer contribution / active EE | $6,809 | $4,647+46.5% | $4,425+53.9% | $4,248+60.3% |
| Participant deferral / active EE | $7,958 | $8,044-1.1% | $7,759+2.6% | $6,531+21.8% |
| Admin fee / account holder | $5,731 | $14,755-61.2% | $13,620-57.9% | $14,480-60.4% |