Retirement plan

THE GARABEDIAN GROUP, INC, A PROFESSIONAL CORP. 401K PROFIT SHARING PLAN

Name: THE GARABEDIAN GROUP, INC. A PROFESSIONAL CORPORATION - THE GARABEDIAN GROUP, INC, A PROFESSIONAL CORP. 401K PROFIT SHARING PLAN (2025) Form 5500
Creator: THE GARABEDIAN GROUP, INC. A PROFESSIONAL CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE GARABEDIAN GROUP, INC, A PROFESSIONAL CORP. 401K PROFIT SHARING PLAN, THE GARABEDIAN GROUP, INC. A PROFESSIONAL CORPORATION

THE GARABEDIAN GROUP, INC. A PROFESSIONAL CORPORATIONEIN 27-0168995Plan #001PY 2025

7110 N. FRESNO STREET, SUITE 200 - FRESNO, CA 93720559-472-7370

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$2.8M

+0.3% from 2024

Total participants

-5.3% from 2024

Average account balance

$184,027

+13.7% from 2024

Annual return

12.04%

+2.18 pp from 2024

Benchmarks

See 115,703 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort115,703 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.76M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$184K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

150.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$112K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.04%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$29175

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$438K

$43763 / participant

Other / not subdivided$438K100.0%

% of EOY assets

15.854%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$184,027

$154,228+19.3%

$145,433+26.5%

$137,256+34.1%

Participation rate

70.0%

83.8%-13.8pp

82.1%-12.1pp

80.0%-10.0pp

Annual return

12.04%

74.59%-62.6pp

66.58%-54.5pp

220.34%-208.3pp

Employer contribution / active EE

$3,434

$4,804-28.5%

$4,554-24.6%

$4,156-17.4%

Participant deferral / active EE

$7,794

$8,216-5.1%

$7,897-1.3%

$6,407+21.7%

Admin fee / account holder

$29,175

$14,344+103.4%

$13,129+122.2%

$12,270+137.8%

THE GARABEDIAN GROUP, INC, A PROFESSIONAL CORP. 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE GARABEDIAN GROUP, INC, A PROFESSIONAL CORP. 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion