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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,212 | $201,372-11.5% | $184,260-3.3% | $145,884+22.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 23.13% | 29.04%-5.9pp | 28.84%-5.7pp | 551.85%-528.7pp |
| Employer contribution / active EE | $7,797 | $7,024+11.0% | $6,427+21.3% | $4,662+67.2% |
| Participant deferral / active EE | $10,280 | $9,808+4.8% | $9,133+12.6% | $6,690+53.7% |
| Admin fee / account holder | $4,042 | $16,362-75.3% | $13,898-70.9% | $13,392-69.8% |