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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,955 | $201,370-80.7% | $184,256-78.9% | $145,897-73.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.92% | 29.05%-21.1pp | 28.85%-20.9pp | 552.29%-544.4pp |
| Employer contribution / active EE | $6,106 | $7,024-13.1% | $6,427-5.0% | $4,663+31.0% |
| Participant deferral / active EE | $6,617 | $9,808-32.5% | $9,133-27.6% | $6,689-1.1% |
| Admin fee / account holder | $27,101 | $16,364+65.6% | $13,899+95.0% | $13,390+102.4% |