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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,972 | $166,020+21.1% | $164,866+21.9% | $145,959+37.7% |
| Participation rate | 86.7% | 82.0%+4.7pp | 78.6%+8.1pp | 80.3%+6.4pp |
| Annual return | 12.34% | 100.08%-87.7pp | 69.97%-57.6pp | 561.95%-549.6pp |
| Employer contribution / active EE | $6,643 | $5,275+26.0% | $4,343+53.0% | $4,661+42.5% |
| Participant deferral / active EE | $14,373 | $6,961+106.5% | $6,033+138.2% | $6,689+114.9% |
| Admin fee / account holder | $990 | $16,644-94.1% | $12,689-92.2% | $13,398-92.6% |