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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,972 | $166,131+21.0% | $164,975+21.8% | $145,877+37.8% |
| Participation rate | 86.7% | 82.0%+4.7pp | 78.6%+8.1pp | 80.3%+6.4pp |
| Annual return | 12.34% | 100.37%-88.0pp | 70.12%-57.8pp | 551.28%-538.9pp |
| Employer contribution / active EE | $6,643 | $5,276+25.9% | $4,343+53.0% | $4,663+42.5% |
| Participant deferral / active EE | $14,373 | $6,962+106.5% | $6,033+138.2% | $6,691+114.8% |
| Admin fee / account holder | $990 | $16,648-94.1% | $12,688-92.2% | $13,402-92.6% |