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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,117 | $81,358-87.6% | $155,556-93.5% | $80,959-87.5% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | -8.99% | 33.39%-42.4pp | 64.84%-73.8pp | 35.67%-44.7pp |
| Employer contribution / active EE | $43 | $3,106-98.6% | $4,675-99.1% | $2,757-98.5% |
| Participant deferral / active EE | $1,861 | $3,455-46.1% | $5,631-67.0% | $4,300-56.7% |
| Admin fee / account holder | $2,656 | $7,994-66.8% | $15,885-83.3% | $6,925-61.6% |