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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,981 | $43,730-49.7% | $66,674-67.0% | $64,097-65.7% |
| Participation rate | 24.8% | 50.7%-26.0pp | 73.7%-48.9pp | 55.2%-30.4pp |
| Annual return | 16.29% | 53.62%-37.3pp | 321.24%-305.0pp | 34.64%-18.4pp |
| Employer contribution / active EE | $530 | $1,673-68.3% | $2,620-79.8% | $1,891-72.0% |
| Participant deferral / active EE | $985 | $2,122-53.6% | $4,084-75.9% | $3,080-68.0% |
| Admin fee / account holder | $1,682 | $2,708-37.9% | $5,098-67.0% | $3,454-51.3% |