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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,991 | $160,028-67.5% | $147,080-64.7% | $145,884-64.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.05% | 98.60%-84.5pp | 420.17%-406.1pp | 551.85%-537.8pp |
| Employer contribution / active EE | $10,726 | $5,286+102.9% | $4,933+117.4% | $4,662+130.1% |
| Participant deferral / active EE | $6,977 | $8,422-17.2% | $8,066-13.5% | $6,690+4.3% |
| Admin fee / account holder | $1,257 | $15,030-91.6% | $12,989-90.3% | $13,392-90.6% |