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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,415 | $160,028-26.6% | $147,080-20.2% | $145,884-19.5% |
| Participation rate | 52.2% | 84.0%-31.8pp | 82.2%-30.0pp | 80.3%-28.1pp |
| Annual return | 20.72% | 98.60%-77.9pp | 420.17%-399.4pp | 551.85%-531.1pp |
| Employer contribution / active EE | $1,887 | $5,286-64.3% | $4,933-61.7% | $4,662-59.5% |
| Participant deferral / active EE | $5,062 | $8,422-39.9% | $8,066-37.2% | $6,690-24.3% |
| Admin fee / account holder | $9 | $15,030-99.9% | $12,989-99.9% | $13,392-99.9% |