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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,132 | $174,379-81.6% | $152,093-78.9% | $138,895-76.9% |
| Participation rate | 90.9% | 81.6%+9.3pp | 77.8%+13.1pp | 79.9%+11.0pp |
| Annual return | 15.02% | 74.86%-59.8pp | 66.36%-51.3pp | 145.39%-130.4pp |
| Employer contribution / active EE | $586 | $4,652-87.4% | $4,175-86.0% | $4,194-86.0% |
| Participant deferral / active EE | $5,030 | $6,159-18.3% | $5,451-7.7% | $6,396-21.4% |
| Admin fee / account holder | $3,587 | $16,880-78.7% | $14,497-75.3% | $12,562-71.4% |