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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,442 | $108,922+231.8% | $100,398+260.0% | $145,978+147.6% |
| Participation rate | 75.0% | 83.0%-8.0pp | 81.5%-6.5pp | 80.3%-5.3pp |
| Annual return | 10.49% | 58.04%-47.6pp | 49.32%-38.8pp | 550.52%-540.0pp |
| Employer contribution / active EE | $3,523 | $4,426-20.4% | $3,946-10.7% | $4,662-24.4% |
| Participant deferral / active EE | $16,417 | $8,450+94.3% | $8,084+103.1% | $6,690+145.4% |
| Admin fee / account holder | $1,506 | $9,680-84.4% | $7,893-80.9% | $13,400-88.8% |