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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,362 | $106,524+174.5% | $152,301+92.0% | $87,485+234.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 17.22% | 26.89%-9.7pp | 80.50%-63.3pp | 26.06%-8.8pp |
| Employer contribution / active EE | $5,890 | $3,371+74.7% | $4,624+27.4% | $2,596+126.9% |
| Participant deferral / active EE | $13,066 | $6,525+100.2% | $8,004+63.2% | $4,274+205.7% |
| Admin fee / account holder | $444 | $8,287-94.6% | $14,398-96.9% | $7,775-94.3% |