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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,217,760 | $181,062+572.6% | $158,223+669.7% | $155,188+684.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 1337.47% | 57.39%+1280.1pp | 52.09%+1285.4pp | 148.84%+1188.6pp |
| Employer contribution / active EE | $25,000 | $4,565+447.7% | $4,109+508.5% | $4,248+488.5% |
| Participant deferral / active EE | $33,615 | $6,134+448.0% | $5,467+514.9% | $6,531+414.7% |
| Admin fee / account holder | $1,890 | $18,825-90.0% | $16,047-88.2% | $14,480-86.9% |