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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,856 | $172,111-30.4% | $150,298-20.3% | $137,256-12.7% |
| Participation rate | 29.2% | 81.7%-52.5pp | 77.8%-48.6pp | 80.0%-50.8pp |
| Annual return | 11.47% | 69.37%-57.9pp | 62.79%-51.3pp | 220.34%-208.9pp |
| Employer contribution / active EE | $865 | $4,636-81.3% | $4,154-79.2% | $4,156-79.2% |
| Participant deferral / active EE | $3,086 | $6,166-49.9% | $5,453-43.4% | $6,407-51.8% |
| Admin fee / account holder | $97,023 | $16,471+489.1% | $14,116+587.3% | $12,270+690.7% |