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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,049 | $156,398+126.4% | $147,318+140.3% | $138,895+154.9% |
| Participation rate | 78.3% | 83.8%-5.5pp | 82.1%-3.8pp | 79.9%-1.7pp |
| Annual return | 13.18% | 78.75%-65.6pp | 70.43%-57.3pp | 145.39%-132.2pp |
| Employer contribution / active EE | $5,816 | $4,853+19.8% | $4,593+26.6% | $4,194+38.7% |
| Participant deferral / active EE | $8,689 | $8,237+5.5% | $7,906+9.9% | $6,396+35.8% |
| Admin fee / account holder | $12,900 | $14,976-13.9% | $13,708-5.9% | $12,562+2.7% |